Does the Sdn Bhd company need an M&A Constitution for opening a bank account? Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
Does the Sdn Bhd company need an M&A Constitution for opening a bank account?
No, Sdn Bhd companies in Malaysia do not need a M&A constitution for opening a bank account. While a constitution (formerly known as Memorandum and Articles of Association) is optional for companies limited by shares like Sdn Bhd under the Companies Act 2016, the Companies Act can be used in its place, and a constitution is not mandatory for bank account opening 。
Explanation:
• Sdn Bhd and the Companies Act 2016:
Sdn Bhd companies, which are private limited companies, are considered companies limited by shares.
• Optional Constitution:
Under the Companies Act 2016, companies limited by shares, like Sdn Bhd, have the option to adopt a constitution.
• Alternatives to Constitution:
If a company chooses not to have a constitution, the provisions of the Companies Act 2016 itself will govern the company's internal affairs and management.
• Bank Account Opening:
Banks generally require a company's Notice of Registration or other official documents to open an account, not necessarily a constitution. They may also require resolutions from the directors authorizing the bank account.
• No Mandatory Constitution for Bank Account:
Therefore, even if an Sdn Bhd does not have a constitution, it can still open a bank account with the required documents and resolutions.
在马来西亚，Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
✅ 答案：不需要。
根据《2016年公司法令》（Companies Act 2016），对于私人有限公司（Sdn Bhd）来说，宪章（即之前所称的备忘录与章程 Memorandum and Articles of Association, M&A）是可选项，而不是开设银行账户的强制要求。
📘 详细说明：
1️. Sdn Bhd 属于股份有限公司
Sdn Bhd（Sendirian Berhad）是依据股份设立的私人有限公司，受《2016年公司法令》规管。
2️. 宪章（Constitution）为可选
根据《2016年公司法令》，公司可以选择是否采纳宪章。若未采纳，公司将自动由公司法令的条文来规管内部运作。
3️. 公司可仅依据公司法令运作
没有宪章的 Sdn Bhd，其公司结构、权力分配、董事职权等，皆以《公司法令》的标准条文为准则进行管理和运营。
4️. 银行开设账户的实际要求
银行通常只需以下文件即可处理公司开户申请：
5️. 结论
Sdn Bhd 公司即使没有宪章，只要提供其他必要法定文件和董事会决议，仍然可以合法开设银行账户。
No, Sdn Bhd companies in Malaysia do not need a M&A constitution for opening a bank account. While a constitution (formerly known as Memorandum and Articles of Association) is optional for companies limited by shares like Sdn Bhd under the Companies Act 2016, the Companies Act can be used in its place, and a constitution is not mandatory for bank account opening 。
Explanation:
• Sdn Bhd and the Companies Act 2016:
Sdn Bhd companies, which are private limited companies, are considered companies limited by shares.
• Optional Constitution:
Under the Companies Act 2016, companies limited by shares, like Sdn Bhd, have the option to adopt a constitution.
• Alternatives to Constitution:
If a company chooses not to have a constitution, the provisions of the Companies Act 2016 itself will govern the company's internal affairs and management.
• Bank Account Opening:
Banks generally require a company's Notice of Registration or other official documents to open an account, not necessarily a constitution. They may also require resolutions from the directors authorizing the bank account.
• No Mandatory Constitution for Bank Account:
Therefore, even if an Sdn Bhd does not have a constitution, it can still open a bank account with the required documents and resolutions.
在马来西亚，Sdn Bhd 公司是否需要宪章（M&A Constitution）才能开设银行账户？
✅ 答案：不需要。
根据《2016年公司法令》（Companies Act 2016），对于私人有限公司（Sdn Bhd）来说，宪章（即之前所称的备忘录与章程 Memorandum and Articles of Association, M&A）是可选项，而不是开设银行账户的强制要求。
1️. Sdn Bhd 属于股份有限公司
Sdn Bhd（Sendirian Berhad）是依据股份设立的私人有限公司，受《2016年公司法令》规管。
2️. 宪章（Constitution）为可选
根据《2016年公司法令》，公司可以选择是否采纳宪章。若未采纳，公司将自动由公司法令的条文来规管内部运作。
3️. 公司可仅依据公司法令运作
没有宪章的 Sdn Bhd，其公司结构、权力分配、董事职权等，皆以《公司法令》的标准条文为准则进行管理和运营。
4️. 银行开设账户的实际要求
银行通常只需以下文件即可处理公司开户申请：
- 公司注册证书（Notice of Registration / Section 15）
- 公司注册信息（Section 17, 58）
- 董事会决议（Board Resolution）授权开设银行账户
- 公司章程（如有）
5️. 结论
Sdn Bhd 公司即使没有宪章，只要提供其他必要法定文件和董事会决议，仍然可以合法开设银行账户。
Jun 11,2025