Companies Act 2016 - Central Bank of Malaysia 《2016 年公司法》- 马来西亚国家银行
The Central Bank of Malaysia, commonly known as Bank Negara Malaysia (BNM), is the central bank of Malaysia established under the Central Bank of Malaysia Act 2009 [Act 701].
For the purposes of the Companies Act 2016, any reference to the Central Bank of Malaysia refers to Bank Negara Malaysia, which is the statutory authority responsible for regulating and maintaining the stability of Malaysia's monetary and financial system.
Bank Negara Malaysia is primarily responsible for:
- Formulating and implementing Malaysia's monetary policy;
- Maintaining monetary and financial stability;
- Supervising and regulating licensed financial institutions;
- Promoting a sound, progressive, and inclusive financial system;
- Issuing Malaysia's currency (Ringgit Malaysia);
- Managing the country's international reserves;
- Overseeing payment and settlement systems; and
- Administering and enforcing financial services legislation within its jurisdiction.
Bank Negara Malaysia regulates and supervises various financial institutions, including:
- Licensed banks;
- Licensed investment banks;
- Licensed Islamic banks;
- Licensed insurers and takaful operators;
- Licensed payment system operators; and
- Other financial institutions authorised under Malaysian financial services legislation.
Under the Companies Act 2016, references to the Central Bank of Malaysia are relevant where the Act requires consultation with, approval from, or compliance with requirements administered by Bank Negara Malaysia, particularly in matters involving:
- Banking corporations;
- Financial institutions;
- Financial reporting and regulatory compliance;
- Corporate transactions involving regulated financial entities; and
- Other matters governed by the applicable financial services laws.
Example 1 – Licensed Bank
A company incorporated under the Companies Act 2016 intends to establish a licensed banking institution.
The company must obtain the necessary approvals and licences from Bank Negara Malaysia in accordance with the relevant financial services legislation before commencing banking operations.
Where a company carries on regulated financial activities, it must comply not only with the Companies Act 2016, but also with the applicable requirements, guidelines, and directives issued by Bank Negara Malaysia.
The definition of the Central Bank of Malaysia ensures that references within the Companies Act 2016 are aligned with the statutory authority established under the Central Bank of Malaysia Act 2009 [Act 701].
Bank Negara Malaysia plays a critical role in safeguarding the stability, integrity, and soundness of Malaysia's financial system while overseeing financial institutions and maintaining public confidence in the country's banking and monetary framework.
《2016 年公司法》(第 777 号法令)
马来西亚国家银行(Central Bank of Malaysia)
“马来西亚国家银行”(Central Bank of Malaysia) 是指《2009 年马来西亚国家银行法》(Central Bank of Malaysia Act 2009)第 3 条(Section 3) 所定义的银行(Bank),即马来西亚国家银行(Bank Negara Malaysia,简称 BNM)。
实务说明(Practical Explanation)
马来西亚国家银行(Bank Negara Malaysia,简称 BNM) 是马来西亚的中央银行,根据《2009 年马来西亚国家银行法》(第 701 号法令)设立,为国家法定中央银行。
就《2016 年公司法》而言,凡提述**“马来西亚国家银行”(Central Bank of Malaysia),均指马来西亚国家银行(Bank Negara Malaysia)**。BNM 是负责监管马来西亚货币制度、金融体系及金融机构的法定监管机关,并肩负维护国家货币及金融稳定的重要职责。
马来西亚国家银行的主要职能(Functions of the Central Bank of Malaysia)
马来西亚国家银行主要负责:
- 制定及执行国家货币政策(Formulating and Implementing Malaysia's Monetary Policy);
- 维护国家货币及金融稳定(Maintaining Monetary and Financial Stability);
- 监督及监管持牌金融机构(Supervising and Regulating Licensed Financial Institutions);
- 推动健全、持续发展及具包容性的金融体系(Promoting a Sound, Progressive and Inclusive Financial System);
- 发行马来西亚法定货币——马来西亚令吉(Ringgit Malaysia)(Issuing Malaysia's Currency);
- 管理国家国际储备(Managing the Country's International Reserves);
- 监督支付及结算系统(Overseeing Payment and Settlement Systems);以及
- 执行及监管其职权范围内的金融服务法律(Administering and Enforcing Financial Services Legislation)。
监管职责(Regulatory Responsibilities)
马来西亚国家银行负责监管及监督多类金融机构,包括:
- 持牌银行(Licensed Banks);
- 持牌投资银行(Licensed Investment Banks);
- 持牌伊斯兰银行(Licensed Islamic Banks);
- 持牌保险公司及伊斯兰保险营运机构(Licensed Insurers and Takaful Operators);
- 持牌支付系统营运商(Licensed Payment System Operators);以及
- 根据马来西亚金融服务法例获授权经营的其他金融机构(Other Authorised Financial Institutions)。
与《2016 年公司法》的关系(Relationship with the Companies Act 2016)
根据《2016 年公司法》,凡涉及**马来西亚国家银行(Bank Negara Malaysia)**的规定,一般适用于须取得其批准、遵守其监管规定或受其监管的事项,特别包括:
- 银行机构(Banking Corporations);
- 金融机构(Financial Institutions);
- 财务报告及监管合规事项(Financial Reporting and Regulatory Compliance);
- 涉及受监管金融机构的企业交易(Corporate Transactions Involving Regulated Financial Entities);以及
- 其他受金融服务法律规管的事项(Other Matters Governed by Applicable Financial Services Laws)。
实务示例(Practical Examples)
例子一:设立持牌银行(Licensed Bank)
一家公司根据《2016 年公司法》注册成立,并计划经营银行业务。
在开展银行业务前,该公司必须根据相关金融服务法例,向**马来西亚国家银行(Bank Negara Malaysia)**申请及取得所需的批准及银行牌照,方可合法经营。
例子二:经营受监管金融业务(Financial Institution)
若一家公司从事受监管的金融业务,除须遵守《2016 年公司法》外,还必须遵守马来西亚国家银行发布的相关法律、监管规定、指引、政策文件及其他监管要求。
重要性(Importance)
《2016 年公司法》对**马来西亚国家银行(Central Bank of Malaysia)**作出定义,旨在确保法令中所有涉及中央银行的规定,均与根据《2009 年马来西亚国家银行法》(第 701 号法令)设立的法定监管机构保持一致。
作为马来西亚的中央银行,**马来西亚国家银行(Bank Negara Malaysia)**在维护国家金融体系的稳定、安全及健全运作方面发挥着关键作用,并负责监督金融机构、维护公众对银行体系及货币制度的信心,以及促进国家金融体系的持续发展。
Jul 08,2026